2026 Alabama
B · Chamber: H
Original Chamber
1st Reading
Referral to Cmte
2nd Reading
3rd Reading
Opposite Chamber
1st Reading
Referral to Cmte
2nd Reading
3rd Reading
Passed Both Chambers
Review in Original
Conf. Cmte
To Governor
Current chamber: House
Category: Businesses & Financial Institutions
Pass Likelihood: 53%
Status date: 2026-04-16
Last action: 2026-04-16
Session: 2026 Regular Session
Official Title: Mortgages; authorize lenders to mortgagors to make additional mortgage payments
AI Summary (PhRMA/Group Specific)
This bill mortgages; authorize lenders to mortgagors to make additional mortgage payments. It applies to Alabama and currently sits at the "Passed" stage.
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House Motion to Adopt - Adopted Roll Call 705
House Motion to Adopt - Adopted Roll Call 705 ZQTTVRK-1
House Financial Services Financial Services 1st Substitute
House Financial Services Financial Services 1st Substitute EJWTT2C-1
GOP Position: Click Expand Analysis for an AI-generated GOP caucus framing of this bill.
DEM Position: Click Expand Analysis for an AI-generated DEM caucus framing of this bill.
Primary: Rolanda Hollis (D-HD-058)
GOP: 63% · DEM: 37%
Bill Committee:
Senate: Not yet assigned · Avg GOP: 45% · DEM: 60%
2025-11-05 · House
Prefiled
2026-01-13 · House · major
Read for the first time and referred to the House Committee on Financial Services
2026-01-13 · House
Pending House Financial Services
2026-02-25 · House
Financial Services 1st Substitute EJWTT2C-1
2026-02-25 · House · major
Reported Out of Committee House of Origin
2026-02-25 · House
Read for the Second Time and placed on the Calendar
2026-03-03 · House
Third Reading in House of Origin
2026-03-03 · House
Financial Services 1st Substitute Offered EJWTT2C-1
2026-03-03 · House
Motion to Adopt - Adopted Roll Call 704 EJWTT2C-1
2026-03-03 · House
Bolton 1st Amendment Offered ZQTTVRK-1
2026-03-03 · House
Motion to Adopt - Adopted Roll Call 705 ZQTTVRK-1
2026-03-03 · House
Motion to Read a Third Time and Pass as Amended - Adopted Roll Call 706
2026-03-03 · House · major
Engrossed
2026-03-03 · Senate · major
Read for the first time and referred to the Senate Committee on Banking and Insurance
2026-03-03 · Senate
Pending Senate Banking and Insurance
2026-03-17 · Senate · major
Reported Out of Committee Second House
2026-03-17 · Senate
Read for the Second Time and placed on the Calendar
2026-04-08 · Senate
Motion to Read a Third Time and Pass - Adopted Roll Call 1287
2026-04-09 · House
Ready to Enroll
2026-04-09 · House · major
Enrolled
2026-04-09 · Senate
Signature Requested
2026-04-09 · House
Delivered to Governor
2026-04-16 · House · major
Enacted
2026-04-16 · House · major
Enacted
| Date | Chamber | Description | Y | N | NV | Abs | Passed |
|---|---|---|---|---|---|---|---|
| 2026-03-03 | H | HBIR: Passed by House of Origin | 102 | 0 | 0 | 3 | ✓ |
| 2026-03-03 | H | Third Reading in House of Origin | 102 | 0 | 0 | 3 | ✓ |
| 2026-03-03 | H | Motion to Adopt - Roll Call 704 EJWTT2C-1 | 104 | 0 | 0 | 1 | ✓ |
| 2026-03-03 | H | Motion to Adopt - Roll Call 705 ZQTTVRK-1 | 105 | 0 | 0 | 0 | ✓ |
| 2026-03-03 | H | Motion to Read a Third Time and Pass as Amended - Roll Call 706 | 104 | 0 | 0 | 1 | ✓ |
| 2026-04-08 | S | Motion to Read a Third Time and Pass - Roll Call 1287 | 30 | 0 | 0 | 5 | ✓ |
Predictive sample (per-member)
| Party | District | Name | Yea | Nay | NV | GOP% | Dem% |
|---|---|---|---|---|---|---|---|
| D | 019 | Laura Hall | ✓ | 77% | 23% | ||
| D | 071 | Artis McCampbell | ✓ | 100% | 0% | ||
| D | 032 | Barbara Boyd | ✓ | 23% | 77% | ||
| D | 082 | Pebblin Warren | ✓ | 72% | 28% |
House Financial Services Financial Services 1st SubstitutePending
House · 2026-02-25
House Financial Services Financial Services 1st Substitute EJWTT2C-1
House Motion to Adopt - Adopted Roll Call 705Pending
House · 2026-03-03
House Motion to Adopt - Adopted Roll Call 705 ZQTTVRK-1
Fiscal Note · 0000-00-00
Fiscal Note · 0000-00-00
Fiscal Note · 0000-00-00
Hearing
2026-01-14 09:00 · Room 617
House Financial Services Hearing
Hearing
2026-02-25 09:00 · Room 617
House Financial Services Hearing
Hearing
2026-03-11 09:30 · Committee Room 320
Senate Banking and Insurance Hearing
No related bills found in Alabama for "Businesses & Financial Institutions".
No hearing transcripts ingested yet.
Once committee floor feeds from Alabama are flowing through transcription, testimony on HB55 will surface here with timestamps and speaker attribution.
Roadmap P2.5 — hearing transcript ingestion + search.